Unfortunately, Walmart does not take Apple Pay. They use their own mobile payment technology Walmart Pay to process payment inside their stores and online.
If you’re shopping at Walmart and thinking about to use Apple Pay to make a payment, you’re just setting up yourself for disappointment. Your only option is to download and use the Walmart app.
Let’s take a closer look at what Walmart’s mobile payment system is and how it works.
What is Walmart Pay?
Walmart Pay is Walmart’s proprietary mobile payment method with two key differences. First, you can only use Walmart Pay at Walmart stores, not even at the brands and companies owned by Walmart.
Secondly, unlike other mobile payments that use Near Field Communication (NFC) (used by Apple Pay and Google Pay) to process their payments, Walmart Pay use QR codes instead.
This new payment system allows customers to use their phones to make secure payments for items. You can link any major credit or debit card or prepaid card or Walmart Gift Card with Walmart Pay.
Why doesn’t Walmart take Apple Pay?
There are two main reasons why Walmart doesn’t take Apple Pay.
Avoid Transaction Fees: They do their own transaction processing for their payment service.
Marketing Purposes: To understand the profile of each shopper making in-store purchases (track shopper’s purchases). Shoppers can expect Walmart to recommend them products based on their shopping experience.
Getting Started With Walmart Pay
Go ahead and download the Walmart app to, if you don’t already have it on your phone. It’s free and available from both the App Store and Google Play.
Sign in to your Walmart account or create a new one. Next, tap Walmart Pay and proceed to add your payment info. You’ll be was asked to create a PIN to secure your account in case your phone is lost or stolen.
After creating the PIN, you’ll have the option of using Touch ID or Face ID instead. Choose whichever is more convenient for you. That’s about it, you’re now ready to use Walmart Pay.
How to Use Walmart Pay
Using Walmart Pay is simple. It basically works like other mobile payment technology like Apple Pay with just a few extra steps. (I should confess, it’s much slower)
Just start by shopping like you normally would at any Walmart store. When you’ve got everything you need, go to a cashier-assisted register or self-checkout.
Let the cashier know that you’re using Walmart Pay or select the option if you’re using self-checkout (first scan all your items).
A unique QR code will appear on the terminal. Open the app, launch Walmart Pay, and enter your passcode or use Touch ID or Face ID to authenticate the payment. Then, scan the QR code with your phone’s camera.
After scanning the code, the cashier (or automated register) will process the payment. You should hear a chime and see a confirmation that your purchase is complete.
With Walmart Pay, there’s no paper receipt. An eReceipt is saved to your account making it easy to find your receipt if you need to return or exchange an item. You can submit your eReceipts to your favorite coupon apps right after you use Walmart Pay.
Will Walmart ever accept Apple Pay?
As of now, the retail store giant currently has no plans to accept Apple Pay, Google Pay, or any other mobile payment method. Unlike other smaller retail stores that have adopted Apple Pay, Walmart is big enough to survive without Apple Pay.