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Does Apple Pay take Pay? The short answer to this question is no, Walmart does not accept Apple Pay. Walmart is not one of the stores that accept Apple Pay, as surprising as that might seem

The retail store juggernaut uses its own mobile payment technology Walmart Pay to process payments inside its stores and online.

If you’re shopping at Walmart and considering using Apple Pay to make a payment, you’re setting yourself up for disappointment. Your only option is to download and use the Walmart app.

Let’s take a closer look at what Walmart’s mobile payment system is and how it works.

What Is Walmart Pay?

Walmart Pay Illustration

Walmart Pay is Walmart’s proprietary mobile payment method with two key differences. First, you can only use Walmart Pay at Walmart stores, not even at the brands and companies owned by Walmart.

Secondly, unlike other mobile payments that use Near Field Communication (NFC) (used by Apple Pay and Google Pay) to process their payments, Walmart Pay uses QR codes instead.

This new payment system allows customers to use their phones to make secure payments for items. You can link any major credit or debit card or prepaid card, or Walmart Gift Card with Walmart Pay.

Why Doesn’t Walmart Take Apple Pay?

There are two main reasons why Walmart doesn’t take Apple Pay.

  1. Avoid Transaction Fees: They do their own transaction processing for their payment service.
  2. Marketing Purposes: To understand the profile of each shopper making in-store purchases (track shopper’s purchases). Shoppers can expect Walmart to recommend them products based on their shopping experience.

Getting Started With Walmart Pay

Go ahead and download the Walmart app, if you don’t already have it on your phone. It’s free and available from both the App Store and Google Play.

Sign in to your Walmart account or create a new one. Next, tap Walmart Pay and proceed to add your payment info. You’ll be was asked to create a PIN to secure your account in case your phone is lost or stolen.

After creating the PIN, you’ll have the option of using Touch ID or Face ID instead. Choose whichever is more convenient for you. That’s about it, you’re now ready to use Walmart Pay.

How to Use Walmart Pay

Customer using Walmart Pay at a Walmart register
A customer using Walmart Pay. Photo: Courtesy of Walmart

Using Walmart Pay is simple. It works like other mobile payment technology like Apple Pay with just a few extra steps. (I should confess, it’s much slower)

Just start by shopping like you normally would at any Walmart store. When you’ve got everything you need, go to a cashier-assisted register or self-checkout.

Let the cashier know that you’re using Walmart Pay or select the option if you’re using self-checkout (first scan all your items). 

A unique QR code will appear on the terminal. Open the app, launch Walmart Pay, and enter your passcode or use Touch ID or Face ID to authenticate the payment. Then, scan the QR code with your phone’s camera.

After scanning the code, the cashier (or automated register) will process the payment. You should hear a chime and see a confirmation that your purchase is complete.

With Walmart Pay, there’s no paper receipt. An eReceipt is saved to your account, making it easy to find your receipt if you need to return or exchange an item. You can submit your eReceipts to your favorite coupon apps after using Walmart Pay.

Will Walmart Ever Accept Apple Pay?

The retail store giant currently has no plans to accept Apple Pay, Google Pay, or any other mobile payment method. Unlike other smaller retail stores that have adopted Apple Pay, Walmart is big enough to survive without Apple Pay.

If you have any other ideas or suggestions, we encourage you to suggest them in the comments below.

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Herby has a healthy obsession with all things technology, especially smartphones. He loves to rip things apart to see how they work. He is responsible for the editorial direction, strategy, and growth of Gotechtor.

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