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Apple Finally Gave HomeKit Owners Smarter Security Alerts, but Using Them Across the House Could Make iCloud+ 6 Times More Expensive

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Apple has revealed that the new AI-powered camera summaries in iOS 27 are tiered by iCloud+ storage plan, meaning users who pay $9.99 per month get the feature for just one HomeKit camera, while covering five cameras requires a $59.99 monthly subscription.

The feature, part of Apple Intelligence in iOS 27, generates text descriptions for motion alerts, identifying people, animals, vehicles, and packages, then summarizing what the camera captured.

Apple confirmed the subscription structure last week in a support document detailing Apple Intelligence limits.

Also: 7 things your iPhone can do after installing iOS 27 that it couldn’t do before, including some surprisingly useful tricks

What each plan actually gets you

The 2TB iCloud+ plan at $9.99 per month unlocks AI summaries for a single camera. Stepping up to the 6TB plan at $29.99 adds a second camera.

The 12TB plan at $59.99 covers up to five cameras. Apple doesn’t offer an option that supports an unlimited number of cameras at any price tier, and Apple One Premier subscribers, whose bundle includes 2TB of iCloud+ storage, are also capped at one camera.

That creates a specific problem for HomeKit users who already pay $9.99 a month and have invested in several HomeKit Secure Video cameras.

Under the current iCloud+ structure, that same 2TB plan has always covered unlimited HomeKit Secure Video cameras for recording.

The AI summaries limit doesn’t follow that same logic, leaving multi-camera households with access to the new feature on only one device, regardless of how many cameras they have connected.

Also: Apple is letting iPhone owners say no to iOS 27 for now without giving up the security fixes their phones still need this week

The disconnect with existing HomeKit tiers

HomeKit Secure Video recording has its own separate tier structure: a $0.99 per month 50GB plan supports one camera, the $2.99 200GB plan covers five cameras, and the $9.99 2TB plan allows unlimited cameras.

The Apple Intelligence camera limit cuts across that arrangement entirely, meaning a user running, say, four cameras on a 2TB plan gets AI summaries on exactly one of them.

Complaints have spread across Reddit and the MacRumors forums, with users criticizing both the pricing structure and how it interacts with existing subscriptions they already pay for.

Apple has noted that supported camera counts and other iCloud+ plan features may change over time, though it has not indicated any adjustment is planned.

Also: If your Mac still works perfectly fine, Apple’s latest update gives you one less reason to replace it just because it’s getting old

More paywalls ahead

The camera summaries are not the only Apple Intelligence feature heading toward metered access.

Apple has confirmed that Siri AI requests, photo editing tools, and Image Playground will each have usage limits, with paid options available to increase access. Pricing for those features has not yet been announced.

Apple is also reportedly developing its own home security cameras, potentially arriving as soon as next year, alongside a home security and monitoring service. Those products would likely depend on iCloud+ subscriptions for their advanced AI capabilities as well.

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Founder & Editor-in-Chief

Herby has a healthy obsession with all things Apple, especially the iPhone. He loves to rip things apart to see how they work. He is responsible for the editorial direction, strategy, and growth of Gotechtor.

Herby Jasmin

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